Pay School Fees with a Credit Card on Bluechain

By
James Thorpe
on
January 6, 2026

School fees are one of the largest regular expenses many UK families face. Yet most independent schools, nurseries, and education providers still require payment by bank transfer and do not accept credit cards directly.

Bluechain allows you to pay school fees by credit card (Visa or Mastercard) in the UK, even if the school itself does not accept card payments.

How paying school fees with Bluechain works

Bluechain acts as the payment intermediary.

You pay Bluechain using your credit card, and Bluechain pays the school via bank transfer (inc. your personal payment reference). From the school’s perspective, nothing changes. They receive funds as normal, on time and via bank transfer.

The process is straightforward:
  1. Add the invoice details to Bluechain
  2. Choose to pay by credit card
  3. Bluechain settles the invoice by bank transfer to the school
  4. Your payment and invoice are recorded in Bluechain for tracking and reconciliation

The school does not need to register, change systems, or accept cards directly.

Why pay school fees by credit card?

Paying school fees through Bluechain gives you flexibility that direct bank transfers do not.

Improve cashflow
Using a credit card can provide additional time before funds leave your bank account. This can help smooth cashflow around term start dates or other large outgoings.

Earn card rewards
School fees paid by bank transfer earn no rewards. Paying via Bluechain allows you to earn points, miles, or cashback on an unavoidable expense (subject to your card provider’s terms).

Manage large, predictable expenses
School fees are recurring and predictable. Paying by card can help spread the impact of these costs across your billing cycle rather than in one immediate payment.

Pay schools that don’t accept cards
Many UK schools avoid card payments due to fees and administration. Bluechain removes this barrier without requiring any action from the school.

Centralise records and reporting
Invoices, payments, and receipts are stored in one place, making it easier to track education costs for personal, business, or trust reporting.

What types of education fees can be paid?

Bluechain can be used to pay:

  • Independent and private school fees
  • Nursery and childcare invoices
  • Pre-school and early years fees
  • Tuition and extra-curricular activity invoices (even if the provider is a sole-trader)
  • Boarding and term-based education fees

If you have an invoice, Bluechain can usually process the payment.

Is paying school fees by credit card secure?

Yes. Bluechain uses secure payment infrastructure and follows UK payment security and compliance standards. Schools are paid directly, and full payment records are retained for audit and reconciliation.

Transparent Fees

Bluechain charges a simple fee of 2.5% for each payment made through the platform. There are no other subscription or hidden charges and fees are clearly shown before payment confirmation - you remain in control of how and when you pay.

For many users, the value of cashflow flexibility and card rewards outweighs the card fee, particularly for larger invoices.

Paying school fees with Bluechain

If you have school fees due this term, Bluechain lets you pay them by credit card in minutes.

Add the invoice details, choose your card (any Visa or Mastercard), and Bluechain takes care of the rest.

Sign up for free here

Get in touch

Get in touch with one of our experts to see how Bluechain can help you manage invoice payments, keep hold of cash in your business for longer and let you be in control of how you pay bills.