Insights on cashflow and business payments.

Bluechain joins Visa’s BPSP programme to enable card payments inside the AP workflow

Bluechain has joined Visa Europe’s BPSP programme, allowing buyers to pay supplier invoices by Visa Commercial Card inside the existing invoice, approval and reconciliation workflow — even where suppliers do not accept cards.

The top rewards cards for paying suppliers and business bills

A practical shortlist of the best UK business and personal credit cards for everyday bills and supplier payments, including cashback and points options. Many suppliers still don’t accept cards, so we explain how these cards pair with Bluechain to help you pay key costs like HMRC, rent, utilities and professional services while extending payment terms and improving cashflow.

Pay Smarter: Connect Bluechain to Xero or Sage and Cut Financial Admin

Connecting Bluechain to Xero or Sage reduces one of the biggest drains on small business time: manual payment admin. Unpaid bills sync automatically into Bluechain, payments flow back into your accounts, and reconciliation happens in real time. The result is fewer errors, clearer cashflow, and more time back for business owners, without giving up payment flexibility.

Pay School Fees with a Credit Card on Bluechain

Bluechain lets you pay school, nursery and other childcare fees by credit card, even when providers only accept bank transfers. Paying by card through Bluechain provides cashflow flexibility, the ability to earn card rewards, and a simpler way to manage large, recurring expenses. Without requiring the school or provider to change how they get paid.

What to do when your points card is no longer accepted – and how to build stable payments

When a trusted card route suddenly stops working, it can throw your whole payment setup off balance. This guide explains what to do if your preferred points card is no longer accepted, how to protect rewards and cashflow using Visa or Mastercard, and how Bluechain’s partnership with Visa helps you build a more stable, long-term way to pay suppliers and HMRC.

The complete UK guide to paying suppliers by credit card when they do not accept cards

A practical guide for UK businesses that want to use a credit card to pay suppliers who do not accept cards. See how the flow works, what bills you can pay, how to weigh costs against value, and easy ways to maximise up to 86 days of headroom with Bluechain.

Pay Suppliers by Credit Card to Protect Cashflow

Late customer payments don’t have to stall your business. Use Bluechain to pay any supplier by credit card, stay on time or early with your essential bill payments, unlock up to 56 days of headroom, and turn everyday bills into rewards.

7 reasons to pay suppliers by credit card. Paying smarter with Bluechain

Paying suppliers by credit card can be a smarter way to manage cashflow, with up to 86 days before you settle, plus rewards, better on time payments, early payment discounts, simpler short term financing, improved business credit, and lower fraud risk. Bluechain makes it easy even when suppliers do not accept cards.

UK Household Spending Patterns for Autumn 2025

Household costs always peak in autumn - from school fees and insurance renewals to energy bills. Here’s what UK families are facing in 2025, and how Bluechain helps them spread costs, earn rewards, and stay in control.

Autumn 2025 Energy Bill Forecasts: What UK Households Need to Know

Energy bills in the UK are expected to rise by 5-10% this autumn. Find out what’s driving the increase and how Bluechain can help you manage payments responsibly and ease the seasonal squeeze.

How to Improve Your Credit Score with Everyday Bill Payments

Want to build or repair your credit score in the UK? The answer may be hidden in something you already do: Paying household bills. Here’s how Bluechain could make it work for you.

What’s the Smartest Way to Pay Household Bills in the UK?

Paying household bills is part of life in the UK, but the way you pay them can make a big difference. Discover why using Bluechain with your Visa or Mastercard is the smartest way to pay for council tax, energy, childcare, rent, or insurance.

Bluechain and Visa Partner to Transform B2B Payments for UK Businesses

Bluechain has partnered with Visa to modernise B2B payments in the UK, giving businesses the ability to pay any supplier by Visa card while enjoying real-time visibility, end-to-end control, and enhanced cashflow flexibility. The partnership will particularly benefit traditionally underserved sectors such as construction, freight, hospitality, and wholesale distribution.

Grow Faster and Stay in Control of Cashflow

How Credit-Savvy Businesses Are Using Bluechain to Stay in Control

Discover how smart businesses across the UK are turning their credit cards into powerful cashflow tools with Bluechain. From covering stock purchases without upfront cash to paying urgent tax bills without dipping into reserves, these real-world examples show what it means to be truly credit-savvy — and how you can stay in control no matter when your customers pay you.

5 Types of Suppliers You Can Pay by Card (Even If They Don’t Accept Cards)

Think your supplier doesn’t take cards? With Bluechain, that’s no problem. In this article, we highlight 5 types of suppliers you can pay by credit card — even if they usually only accept bank transfers. Unlock cashflow flexibility without changing how your suppliers get paid.

Are You Making the Most of Your Working Capital?

Working capital keeps your business running. Learn smart strategies to extend your cashflow, reduce risk, and stay in control — without taking on more debt.

Rewarding Card Options You Can Use with Bluechain

Discover top rewards cards that work seamlessly with Bluechain. From cashback to Avios, explore the best Visa and Mastercard options for earning on your business and personal payments—even with card-restricted suppliers.

Top Tips For Small Business, Ep.8: Robert Brooker on 'Fraud Prevention'

Watch the latest episode in the video series from Bluechain. Where Philip King and Tim Annis talk to cyber security expert, Robert Brooker, to get his tips on how you can protect your business from fraud.

Bluechain Partners with Google-backed Fundably

Bluechain users can now access Fundably directly on the Bluechain platform. No more lengthy loan applications, simply complete the application form and receive instant funding options and detailed feedback on your application.

Why is cashflow management so important to a small business?

Ex Small Business Commissioner and credit expert, Philip King, shares his insights into why small businesses should focus as much as possible on chasflow and what they can do to help manage it.

Keep paying for Google Ads with a credit card through Bluechain

Starting from July Google Ads will no longer accept credit card payments from certain accounts. This will create serious challenges for some businesses, but Bluechain is here to help.

Is Bluechain a good alternative to Billhop? The short answer is - YES

The simple answer is YES. Bluechain is a payments platform that gives small businesses control and flexibility over their invoice payments. Allowing it’s users to pay any invoice with a credit card (regardless of the supplier’s acceptance), split and schedule payments and automatically reconcile payments with your accounting software.

Top Tips For Small Business: SPECIAL EPISODE - Liz Barclay, Small Business Commissioner

We are thrilled to be able to bring you this special episode of Top Tips For Small Business, where our host, Philip King, and CEO, Tim Annis, have an exclusive chat with the UK's Small Business Commissioner, Liz Barclay. Based on her years of experience working with and advocating for small businesses, Liz gives us her 3 top tips, around payments, to help your business grow in 2024.

3 Reasons Why It Pays to Settle Supplier Invoices by Credit Card

We all know that paying by credit card is a great way to earn reward points & air miles, but what are the other benefits to your business? Success and growth in today's challenging business environment hinges on the ability to handle cashflow with precision and efficiency. One tool that is invaluable in helping put your finances in good health is the corporate credit card. Here are our top 3 reasons why settling invoices with a credit card could give your business a boost...

Top Tips for SMEs. Ep. 6 Ian Preston on 'Using LinkedIn effectively'

watch the full 'Top Tips' video, where Philip King talks to LinkedIn trainer and sales coach, Ian Preston, about how business owners & operators can use LinkedIn as a effective marketing and sales tool. Ian's tips cover 1. Making your profile stand out from the crowd, 2. How to find, connect & engage with prospects and 3. Using posts & articles to be viewed as thought leader in your area.

Top Tips For SMEs Ep.5 Jamie Radford on 'Creating an effective payment process'

Join us as Philip King talks to Accounts Payable expert and Founder of the Accounts Payable Association, Jamie Radford, about what businesses can do to create an effective payments process. The APA's mantra of 'Inform, Educate & Support' forms the basis for Jamie's tips but watch the video to get some great advice on how make this an effective part of your business and where to go for support.

American Express partner with Bluechain to streamline supplier payments and give SMEs flexibility and control over their payments

Bleuchain & American Express are excited to announce their groundbreaking partnership to bring flexibility and control over supplier payments, to UK SMEs.

Top Tips For SMEs Ep.3 James Blackman on 'Reducing stress & anxiety'

Philip King and Tim Annis speak to accomplished business owner, James Blackman, to get his top 3 tips on how business owners can reduce stress, Anxiety and mental health issues, when it comes to managing invoices and payments. Watch the full video here.

Top Tips For SMEs Ep.3 Emma Philpott on 'Cyber Security for your business'

Philip King and Tim Annis speak to Cyber security expert, Emma Philpott about the basic, free steps that a business should take as a minimum, to protect against a cyber attack. Watch the full video here.

Top Tips For SMEs Ep.2 Ant Persse on 'Cashflow Management'

Philip King and Tim Annis speak to Optimum SME Finance CEO, Ant Persse, to get his top 3 tips for SMEs wanting to better manage their cashflow. Watch the full video here.

Top Tips for SMEs Ep1. Philip King - Getting Paid

Philip King shares his top tips on how a business can ensure they 'get paid'. Speaking with Bluechain CEO, Philip shares his advice, having spent 44 years in frontline credit management.

Billing isn’t a ‘necessary evil’

Chris Sanders. member of the Chartered Institute of Credit Management, and self-confessed 'credit geek', talks to Bluechain about the opportunity billers have to...

Break down the silos – it’s time to connect Billing with Sales

Chris Sanders, Credit Management expert, explains why connecting sales and billing, and automating processes, is key to business success. Businesses today are...

Five things billing teams get wrong

Every business function can be improved – through technology or better processes, for example. Billing is no exception. In over thirty years upgrading the billing ...

Your billing team: an undiscovered revenue engine

Bluechain asks billing & credit management expert, Chris Sanders, how to turn your billing process into a revenue driver for you business. I have managed...

Bluechain talks to Forbes about the cost of living crisis

Forbes speaks with Bluechain MD Tim Annis about the cost of living crisis and how new payment technologies can help consumers and business gain more...

Give your customers control… to get more control back

Your customers are already in control. And here Philip King explains why your business should give them even more control...

Payment Certainty: the #1 priority for small businesses

Read this blog by Philip King to find out what small businesses really want, especially during an economic downturn. And it's not more money!

Fraud is somebody else’s problem – until it happens to you

Fraud is increasingly digital and invisible, and yet many businesses still ignore the issue. Tim Annis gives some key advice in this blog to help.

Billing: where enterprise can support small business

Business resilience relies on having a strong supply chain. Here, Philip King explains why billing is central to building supply chain partnerships and adding...

A new role for billing and credit control: getting closer to the customer

Billing and credit control are more of a customer services function than you think. Here, Philip King explains why.

Billing: the new frontier in Customer Experience

Businesses are wasting opportunities to enrich customer relationships. This blog shows why your billing team can change that.

Request to Pay

In a survey of UK payments users (World Class Payments Report, Payments UK), customers expressed the need for "more choice and control over the timing and...