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Paying household bills is unavoidable — energy, council tax, childcare, rent, school fees, or insurance. But how you pay them matters. The savviest way for UK households to pay bills today is by using a Visa or Mastercard credit card through Bluechain.
Why Bluechain + Credit Cards Is the Smart Choice
Earn Cashback & Rewards
Turn everyday expenses into cashback, supermarket vouchers, or Avios points. That means more savings, travel perks, or even an upgrade next time you fly. [Read our full guide to the best cards for rewards.]
Improve Cashflow Management
Most credit cards offer up to 56 days interest-free. Paying household bills via Bluechain lets you spread out costs while keeping control of your monthly cash flow.
Flexibility with Any Bill
Even if your bill provider doesn’t accept card payments directly, Bluechain makes it possible. That means you can still put childcare fees, council tax, or insurance on your credit card.
Added Security
Payments made by credit card carry strong fraud protection under UK regulations, giving households peace of mind.
💡Tip: Always clear your balance in full each month. That way, you enjoy cashback and rewards without paying interest.
FAQs
Can I pay council tax with a credit card in the UK?
Not usually, but with Bluechain you can use your Visa or Mastercard to pay council tax securely.
Is it safe to pay childcare or school fees by card?
Yes. Credit card payments are protected under Section 75 of the Consumer Credit Act, making them safer than direct bank transfers.
Can I use Bluechain for rent or insurance payments?
Yes. Bluechain enables card payments even when providers don’t normally accept them.
How Bluechain Works
- Sign up to create your free Bluechain account.
- Add your bills manually, or connect to Xero or Sage to pull them in automatically.
- Choose how and when to pay.
That’s it. We’ll charge your chosen Visa or Mastercard on the date you select, and your supplier will receive the payment by bank transfer within two working days.
