When you use Bluechain to pay suppliers with a credit card, you're not just simplifying your payments — you're turning everyday expenses into a strategic advantage.
Whether you're looking to earn cashback, collect points, or spread the cost of large payments, using the right card through Bluechain can help you:
- Unlock early payment discounts from suppliers by paying upfront
- Extend your payment terms and keep cash in your business for longer
- Earn valuable rewards like Avios, Virgin Points, or Tesco Clubcard points
- Pay any supplier — even those who don’t normally accept card payments
To help you get started, we’ve rounded up a list of top Visa and Mastercard options that our users love for both business and personal spend. All of these work seamlessly with Bluechain and can help you get more from every payment.
💼 Top Business Credit Cards
Barclaycard Select Cashback Credit Card
- 1% cashback on all business spending
- No annual fee
- Up to 56 days interest-free
- No monthly limits like with Amex
Santander Business Cashback Credit Card
- 1% cashback on all spending
- £30 annual fee
- Great for regular supplier payments
- More freedom to spend through Bluechain
Lloyds Bank Business Credit Card
- Up to 56 days interest-free on purchases
- Up to 1% cashback
- £32 annual fee (free for first year)
- No spend limits through Bluechain
👤 Top Personal Credit Cards
Barclaycard Avios Credit Card
- 1 Avios point per £1 spent
- 5,000 Avios bonus (spend £1,000 in 3 months)
- No annual fee
- Earn unlimited Avios through Bluechain
Virgin Atlantic Reward Credit Card
- 0.75 Virgin Points per £1 (1.5 on Virgin spending)
- 3,000 bonus points after first purchase
- No annual fee
- No Bluechain caps = better point-earning potential
Tesco Clubcard Credit Card
- Earn points on every purchase
- Redeem for Tesco vouchers or with reward partners
- No annual fee
- Perfect for everyday spend through Bluechain
💡 Why Use These Cards Through Bluechain?
Even if your suppliers don’t accept card payments directly, you can still use Visa or Mastercard through Bluechain to:
- Earn points, cashback, or other rewards
- Extend your payment terms
- Improve cash flow
- Consolidate supplier payments
To support you, we’ve temporarily reduced the fee on Visa and Mastercard payments to 2.3% (From the 16th May 2025) helping you get more value from every transaction.
Questions?
Our team is always here to help.
📩 support@bluechain.com
⚖️ Disclaimer
The credit card information provided here is for general guidance and was accurate at the time of writing. Bluechain does not endorse or recommend any specific card or provider. Always check with the provider for the most up-to-date terms and eligibility before applying.