Pay any supplier with a credit card

Bluechain enables you to pay UK suppliers using a Visa or Mastercard, even if they don't accept credit cards. Improve your cashflow, maximise rewards and reduce financial admin with automatic reconciliation with your accounting software.

bluechain platform screen example

Businesses want to be paid on time. Customers want the flexibility to pay in a way that works best for them.

chart showing income growth over time

Spend less time managing invoices and more time growing your business

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Never miss a due date again. Swap late fees for early payment discounts.

Payment Card

Improve cashflow and earn rewards by paying all invoices on credit card.

a crossed out pound sign depicting avoiding late fees for bills

Pay your invoices with a credit card and they receive a bank transfer.

Why you'll love Bluechain

Integrate with your accounting software

Connect Xero or Sage with your Bluechain account to pull in unpaid invoices and automatically reconcile the payments when you pay them in Bluechain.
Saving you valuable time and ensuring accuracy in your accounting.

Xero accounting logo
Sage accounting logo

How it works

1

Add invoices

Enter the invoice details directly into Bluechain or sync with your accounting software.

2

Choose how and when to pay

Pay with any UK Visa or Mastercard. Decide whether to pay in full or make part payments and choose when to pay.

3

Bluechain takes care of the rest

Bluechain charges your card and then pays your supplier via bank transfer within two business days.

4

Manage your paid and unpaid bills

Manage all your payments from one convenient dashboard.

1

Send your bill

Send your bill directly to your customer via email, SMS or the Bluechain app.

2

Client chooses payment option

They can choose to pay immediately, on the due date, or schedule a date that suits; using any payment method (including credit card). And if there’s a query or complaint, they can raise it right away.

3

See bill status

You get notified of your customer’s intent to pay in real time as they accept, schedule, or reject bills.

4

Automated reconciliation

We collect the payment from your customer on the scheduled date – and automatically reconcile the transaction to the invoice in your accounting platform.

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What our customers say

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As an  SME owner for whom cashflow is paramount, I highly recommend Bluechain. It's simple to operate, 100% secure and wholly reliable. If your SME requires a helping hand whilst waiting for those sometimes slow payments, try Bluechain.

Catherine Butterworth

Business owner, 4 Seasons Garden Maintenance Ltd

Bluechain’s platform has been rock solid for me, but what really stands out are the people behind it. On the few occasions I’ve needed help (all self-inflicted!), the team have been quick to respond, been genuinely helpful, and even gone out of their way to help me out. It’s rare to find this level of care and professionalism these days. Absolutely first class, I  can’t recommend them highly enough...

Fraser Morrison

Business Owner, FP Morrison Limited

Fantastic and unique service which I have not seen anywhere else. Has really helped my business with very tight cashflow issues, would recommend them to anyone.

Taha Mohamedali

Business Owner, Alfa Chemists Ltd

Bluechain has been a really useful tool for handling my pharmacy's cashflow. I can always pay my suppliers reliably and on time, and the service gives me the flexibility to not settle the statement myself until the NHS payment has actually come in. That kind of cashflow advantage, plus the great card rewards, easily outweighs the small fee. I'd absolutely recommend it to anyone who wants a much smarter way to manage their money without resorting to expensive loans or overdrafts.

Sami

Pharmacy Business Owner

Payment security you can trust

Bluechain is designed to be more secure from the ground up. Our technology protects your business against payment fraud. Your payment data is never in transit therefore eliminating the chance of someone stealing it

Payment data is never in transit - eliminate the risk of fraud

Bluechain security shield

Bluechain automation reduces manual tasks - reducing errors

Bluechain security shield

Better visibility of invoices means less risk of missed or late payments

Bluechain security shield

Confidence in who you are paying with 'Request to Pay'

Bluechain security shield
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UK Pricing

Free to sign up, simple to use and no monthly subscription no matter how many payments you make. Bluechain is the best way to take control of your cashflow, save time and earn more points on all your business payments.

We charge a convenience fee for any payments you make through the platform, see our pricing below.
Account Features
Sign up for an account
Free
Accounting integration
Free
Additional account users
Free

United Kingdom

Sign up for an account
Free
Accounting integration
Free
Schedule and split payments
Free
Additional account users
Free
Unlimited payment methods
Free
Making Payments
Credit Cards
2.5%
Debit Cards
2.5%
Bank payment
Coming soon
Cross border payment
Coming soon
Credit Cards
2.5%
Debit Cards
2.5%
Bank Payment
Coming Soon
Cross Border Payments
Coming Soon
There is no sign up or subscription cost to using Bluechain.
For each payment made through the app or web portal, we currently charge a small convenience fee, depending on the payment method used.

About Bluechain

We are on a mission to make billing and payments better for everyone. Businesses want to be paid on time while customers want to pay in a way that makes life easier for them.

From reducing fraud to making payment and reconciliations simpler, Bluechain is obsessive about making the entire billing process smooth and straightforward.

£160m+
In invoice value settled via Bluechain
32,500+
Individual invoices received in Bluechain
4760+
Suppliers paid using Bluechain

Get in touch

Get in touch with one of our experts to see how Bluechain can help you manage invoice payments, keep hold of cash in your business for longer and let you be in control of how you pay bills.