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When delayed customer payments disrupt your supply-chain finances. And how Bluechain can help
Discover how to pay suppliers with a credit card and hold cash up to 56 days longer so you can keep paying suppliers and protect your business from cashflow delays.
The growing problem of payment delays for UK SMEs
Many UK businesses are being squeezed from both sides. Customers are asking for longer terms and paying later, while supplier invoices still fall due on the usual dates. That mismatch slows cash coming in and keeps money going out, creating a cashflow bottleneck across the B2B supply chain. It’s time to maximise working capital with tools that keep suppliers paid on time.
“As an SME owner for whom cashflow is paramount, I cannot recommend Bluechain more highly. It’s simple to operate, secure and reliable… If your SME requires a helping hand whilst waiting for those sometimes slow payments, try Bluechain.” - Catherine
How Bluechain helps you bridge the gap
Using Bluechain to pay supplier invoices by credit card lets you extend your effective cash-conversion cycle, keeping up to 56 days of additional working capital while suppliers are paid on time. Schedule future payments so you never miss a deadline, and collect card rewards or cashback along the way. You pay with your Visa or Mastercard; Bluechain pays your supplier by standard bank transfer, even if they don’t accept cards.
Bluechain has partnered with Visa in the UK to modernise B2B payments, bringing flexibility, visibility and efficiency into everyday workflows. As Visa’s Alessandro Figueroa notes, this partnership helps businesses “unlock new flexibility, visibility and efficiency.”
Learn more about our partnership with Visa.
Key benefits you’ll appreciate
- Better cashflow visibility and control - plan payments around statement dates
- Extended working capital - hold cash up to 56 days longer
- Pay more types of bills - including HMRC via card
- Faster admin - connect accounting software to automate reconciliation (e.g. Xero and Sage)
- Advanced payment security - backed by Visa and Bluechain technology
What our customers are saying
“Every interaction I’ve had with Bluechain has been first-class. Efficient, transparent, and refreshingly human.”
“It really does make all the difference when a company stands behind its customers like this.”
“Quick to respond, genuinely helpful, and go out of their way… Absolutely first class.”
“Fantastic, unique service… really helped with tight cashflow issues.”
Why this matters now
With buyers pushing for longer terms, cashflow gaps can quickly threaten operations. Paying suppliers by credit card through Bluechain helps you stay on time, avoid late fees, and keep relationships strong while protecting your working capital.
How to get started
- Explore our resources and How Bluechain works
- Book a demo to see the Xero and Sage integration and reconciliation flow
- Sign up for your free Bluechain account in minutes
- Load supplier invoices and set scheduled payments
- Track the cashflow impact and supplier satisfaction over time
Quick FAQs
Can I pay suppliers that don’t accept cards
Yes. You pay with your business credit card. Bluechain pays your supplier by standard bank transfer with your reference.
How does the “up to 56 days” work
You pay suppliers now and settle your card on the statement due date. Depending on your cycle, that can give up to 56 days of interest-free working capital. Always check your card’s terms.
Will this integrate with my accounting
Yes. Connect to Xero or Sage to automate bill import and reconciliation after payment.
Ready to protect cashflow and keep suppliers on side?
Start paying suppliers by credit card with Bluechain today
- Pay any UK supplier by credit card
- Keep up to 56 days of working capital
- Sync with your accounting and reconcile faster
