Bluechain is a next-gen payment platform that offers central payment networks, financial institutions and the broader payment ecosystem a secure system to streamline all types of payment transactions. Bluechain leverages a new security paradigm across any open network that turns a mobile device into a vehicle for pushing or receiving payments. Bluechain technology reduces the major causes of account or card fraud and breaches, increases mobile payment adoption and lowers fees and costs while creating new opportunities for greater social inclusion and transparency. Bluechain leverages existing rail infrastructure for greater interoperability and provides a consistent and single user experience across all payment types.